Ace Alliance Riga
Ace Alliance Riga
Last Chance to Get Your VIP Pass! | August 6-7, 2026
Get Your Pass!
Table Of Content :

Malta Gaming Licence: Costs, Requirements and Application Process in 2026

trust
Ace Alliance: Delivering Trust Through Expertise
From exclusive events and interviews to real-time market trends, Ace Alliance brings you unbiased, well-informed, and data-driven content. Our editorial team adheres to strict editorial standards, ensuring that the information you receive is not only relevant but also trustworthy.

Built by market experts hosting events since 2023, with our first event in Riga, Latvia gathering over 300 top level iGaming industry executives, Ace Alliance is able to provide you with reliable information from direct interaction with experts and leaders in the sector.
Darko Ilievski
Lead Editor
Yagmur Canel
Content Manager
Updated:
Reading Time: 5 minutes
Malta gaming licence graphic with flag, shield, checklist and gavel

If you’re familiar with the online gaming industry, then you know how popular the Malta gaming licence really is. The Malta Gaming Authority (MGA) is responsible for issuing 2 different types of gambling licences, one of which has 4 subtypes. We’ll cover them in this article, including how MGA licenses work and how you can use them to legally operate as an online casino, sportsbook, or B2B provider.

iGaming

What Is a Malta Gaming Licence?

You can acquire a Malta gaming licence issued by the MGA and freely offer your gambling services under the 2018 Gaming Act. We should note that the MGA is a premium European iGaming jurisdiction with a strong reputation and long history in the iGaming industry.

But its strict rules and higher preparation standards don’t allow a fast and cheap entry into targeted markets. An automatic entrance in certain regulated markets, including some in the EU, is also not plausible. Many countries now require their own licenses, which is why we urge you to read their laws and requirements before making an expansion.

Who Should Consider an MGA Licence?

We at Ace Alliance discovered that the Malta iGaming licence is suitable only for specific types of companies that want to operate in the gambling industry.

Best Fit for Established Operators

Consider an MGA licence if you’re an experienced operator who wants to increase credibility and trust among players, banks, and software developers.

Best Fit for B2B Gaming Suppliers

The Maltese gaming licence can help you attract MGA-licensed casinos and sportsbooks that might want to offer products and services developed by your company.

Less Suitable for Very Early-Stage/Test Launches

You may want to acquire a different gambling permit, like an Anjouan licence, if you’re a fairly young operator that might struggle with the costs and compliance requirements.

Key Requirements Before You Apply

There are several Malta gaming licence requirements that are crucial for you to know before applying for a Malta gambling permit in 2026.

Corporate Structure and Beneficial Ownership

The regulator requires a Malta-based gaming business with a clear corporate structure and information on the Ultimate Beneficial Owners (UBOs).

Minimum Share Capital

According to your licence type and activity, you need to maintain a minimum paid-up capital so you can demonstrate financial integrity and stability.

Key Function Holders and MLRO

Every gaming company needs to work under the MGA regulatory framework and needs to present its key personnel, including its MLRO, who is responsible for overseeing the AML programmes.

AML, Responsible Gaming, and Data Protection Policies

Malta-licensed operators need to have secure gambling platforms and continuously prevent money laundering and advocate responsible gambling.

Malta Gaming Licence Application Process

Applying for a Malta gaming business licence can be difficult for some individuals or companies, which is why we constructed a simple step-by-step guide.

Step 1: Pre-Application Preparation

This part of planning requires establishing a Malta-based company and appointing directors and key personnel. You also need to create a comprehensive business plan and a bank account.

Step 2: Fit-and-Proper Review

These types of examination include inspecting your business structure and financial situation, as well as conducting a background check on your UBOs.

Step 3: Business and Operational Review

You need to pass the operational and statutory requirements, which you can do after the MGA checks your business plan, products, financial projections, targets, and terms of service.

Step 4: Technical/System Audit

The regulator will proceed by evaluating your gaming and control systems, security protocols, player registration, and gambling product logs.

Step 5: Licence Issue and First Compliance Review

As part of the remote gaming regulations, the MGA will conduct a regulatory compliance review 12 months after issuing your 10-year gaming licence.

Costs, Fees, and Taxes

Here are the main Malta gaming licensing fees and taxes that you must cover before launching your gaming activities:

There are several other non-regulatory costs that you need to cover to become an MGA-licensed iGaming operator. Just a couple of them are the prices paid for acquiring products, corporate and legal fees, payment processing costs, and expenses for technical infrastructure and operations.

What Happens After Approval?

Just because you get to offer gaming services legally doesn’t mean that you have finished all responsibility towards the MGA. You still need to fulfil several ongoing regulatory obligations to maintain your licensed status.

Monthly and Annual Reporting

You must submit financial documents that show your monthly income and tax records, while also including corporate and operational metrics and player activity information.

Player Fund Declarations

The regulator needs to know what protection mechanism you use to keep players’ funds safe and secure on your online gambling platform.

Material Change Notifications

Notify the MGA every time you make a major business change, like signing big financial agreements, changing key persons, or including new shareholders.

Compliance Audits and Enforcement Risk

The MGA will regularly check your financial and technical status by conducting compliance audits to see if you adhere to the regulatory policies.

Common Mistakes That Delay an MGA Application

Before concluding this Ace Alliance blog article, we’ll point out the most common mistakes to avoid during your MGA application. One major error to avoid is making a weak business plan or providing unclear UBO/source-of-funds evidence, as it can delay your gaming licence process. Underdeveloped AML controls and incomplete technical documents can also increase the licence approval waiting period.

The application processing time can vary, so don’t make the mistake of setting unrealistic launch timelines, as it may increase your costs. Some operators and suppliers endure losses because they employed unqualified and incompetent individuals in key positions. Another blunder to avoid is not complying with the responsible gaming policies, which may result in a licence revocation.

Final Thoughts on Getting a Malta Gaming Licence

We believe that owning a Malta gaming licence can provide numerous advantages, but only if it aligns with your business model and objectives. It’s best suited for gambling operators and B2B suppliers that want credibility, trusted payments, and long-term growth. Try looking for a different licence, such as a Curaçao or Anjouan gaming licence, if you want a different route to market with separate costs, timelines, and regulatory requirements. For more guidance, follow Ace Alliance’s expert analyses on iGaming licensing, compliance, and B2B growth. 

FAQ About Malta Gaming Licence

How long does it take to get a Malta gaming licence?

The full Malta gambling licence application processing time usually takes from 6 to 12 months. It all depends on your documentation, business complexity, licence type, and audits.

Does an MGA licence cover all EU countries?

The MGA licence doesn’t give you permission to operate in all countries featured in the European Economic Area (EEA). You need to apply for local gaming licences when working in certain countries, like Sweden, Spain, and Italy.

Do servers need to be in Malta?

You have to set up a server in Malta if you want to acquire and use an MGA gambling licence.

What is the main difference between B2C and B2B licences?

With the Business-to-Customer (B2C) Malta licence, you can offer your gambling services to players. The Business-to-Business (B2B) licence allows you to supply gambling-related products to operators.