We ensure that each entry in our lists undergoes a rigorous review process so that our readers can access the best Mastercard online casinos that accept players from Canada. It goes as follows.
Accepted at most casinos active in Canada
With credit and debit cards being widely accepted and used across all provinces, Mastercard casinos in Canada have emerged as convenient and secure options for players making online transactions. Even though virtually all major banks in Canada partner with Mastercard, online gambling regulations can greatly vary across different provinces and territories, so let's take a look at how you can use cards when gambling online.
There are several factors to consider when using Mastercard for online gambling in Canada. To begin with, Mastercard payments are consistently popular in the country. Recent data shows that more than 68% of Canadians prefer using their credit cards for purchases online. The older generation uses credit cards, while young residents aged 18-34 adopt debit card payments.
Almost all of Canada’s major banks and financial institutions accept Mastercard payments. RBC, TD, Scotia Bank, BMO, and CIBC (which are considered the “big five” in Canada) issue Mastercard debit and credit cards to users.
When it comes to online casinos in Canada that accept Mastercard, the situation is a bit more complicated. Ontario is the only province where online casino gaming is completely legal; therefore, it allows operators to accept Mastercard as a payment method.
In other provinces where online gambling is either structured as a monopoly or where legislation doesn’t exist at all, players may face problems when trying to use this payment method. Major banks generally prohibit Canadians from using cards for online casino gaming, with CIBC one of the few banks to explicitly state that it will block any transactions that it can identify as internet gambling.
There are numerous kinds of benefits to using Mastercard for casino deposits. These are the most important ones:
Reduced risk for fraud: The Mastercard network incorporates security features such as identity checks, one-time passwords, transaction warnings, real-time monitoring, and their Zero Liability policy, which protects users from unauthorized purchases. Users’ online banking apps can also be protected, which prevents users from unauthorized access.
Different types of cards: Canadian banks provide various card options, including credit cards (which can help users earn cashback on certain purchases), debit cards (which are directly linked to users’ bank accounts), and prepaid cards (which only let customers spend what they have loaded).
Convenience and simplicity: Regardless of what kind of card you use to make deposits at online casinos, whether you choose a credit, debit, or Mastercard prepaid card, you need only enter the cardholder’s name, number, and CVC before authorizing the transaction.
Virtual cards: More big Canadian banks, like RBC and BMO, are increasingly offering virtual cards to their users. These cards provide a unique number for each payment, which adds another layer of security when playing at Mastercard online casinos.
Detailed transaction tracking: Debit cards are directly linked to bank accounts, which can help with transaction tracking through online banking apps. Users can also manually link credit cards to bank accounts.
We ensure that each entry in our lists undergoes a rigorous review process so that our readers can access the best Mastercard online casinos that accept players from Canada. It goes as follows.
Before using Mastercard for online payments at casinos, you need to apply for a card through a bank or a credit union in Canada (such as RBC, CIBC, BMO, etc.). Depending on the province, you need to be at least 18 or 19 years old to apply for a card, and when doing so, you need to prove your legal age, income, residency status, and more. Most banks allow users to apply online and choose from different options like credit, debit, or prepaid cards.
Once you get your card and open a bank account at your bank, you can proceed with choosing a gambling site from our list and creating an online casino account. Then, head to the Cashier section, select the Deposit Money option and choose Mastercard from the list. Just like making any online purchase, you will need to enter your card details before confirming the transaction with OTPs.
Many Canadian banks will prohibit Mastercard withdrawals due to money laundering concerns, especially if players use credit cards. The closest alternative to cards is a bank transfer, where you can just enter your bank account number and the amount you wish to cash out. Once the casino processes your payout request, it will release the funds, but depending on the banks, it may take several days for users to receive the payment.
For cardholders, banks and Mastercard generally don’t charge any transaction fees, but certain online casinos might. As for speed, casino deposits are usually instant, but withdrawals (if they are available) can take several days to clear. Some online casinos that accept Mastercard will ask players to complete KYC processes before making their first withdrawal, which may prolong the process.
Besides Mastercard, credit card casinos in Canada will offer other payment methods for secure and convenient deposits. In terms of features, the closest one to Mastercard is Visa, so here is how these two options compare head-to-head.
Accepted at most casinos active in Canada
Major casinos allow Visa transactions
Not available for withdrawals
Not available for casino payouts
Strong security features like Zero Liability and encryption
Visa Secure and Zero Liability are among the security features
Canadian banks may block gambling transactions
Visa transactions at casinos may be blocked by banks
Better currency conversion rates for international payments
Slightly less competitive exchange rates for offshore payments
Depending on your specific gambling preferences and needs, there are a few factors we want you to consider before opting for an online casino in Canada.
Time Needed:
00:10
Device Required:
PC, Smartphone
Online gambling legislation can significantly vary across provinces, with some of them blocking unlicensed offshore online casinos. Before you sign up for an online gambling account, make sure that the site you want to use is available in your area.
Read the payment policy and the terms and conditions of the casino to find more information on fees, limits, and speed. Check the KYC requirements as well, since they can slow down transactions, especially withdrawals.
Usually, you can obtain online casino bonuses when you use Mastercard payments, but it’s always a good idea to double-check. Read the bonus terms of the offer and see if there are any payment method restrictions. Most of the time, only particular e-wallets are on that list.
You can now test the casino with a Mastercard deposit and see firsthand how smooth the process goes. Your first deposit will also allow you to claim a welcome bonus and try the different games available in the lobby before requesting a payout.
Selecting a licensed and trustworthy online casino is not all you need to do to guarantee yourself a secure online gaming experience. These days, you can never be too safe online, so here is one tip our lead editor, Darko Illievski, would like you to consider when making Mastercard deposits.
Sign up for the Mastercard ID Theft Protection Service, as it monitors your personal information across the dark web and online for any signs of misuse. If that happens, you will receive instant alerts for suspicious activity and receive expert help to resolve any issues. You can sign up for this service directly on Mastercard’s official Canadian website.
Darko Ilievski
Editor on
Additional security tips involve avoiding public Wi-Fi when making payments, securing your online banking with biometrics and enabling transaction alerts to spot any suspicious activity.
Besides their convenience, debit and credit cards in Canada come with limitations, especially when used for online casino gaming. If players encounter bank restrictions or are seeking alternative methods for withdrawals, here are a few widely accepted ones in offshore casinos:
Skrill
A digital wallet that allows players to keep money in other currencies, including CAD. Skrill can be topped up with multiple different payment methods, including Interac. Users can then pay with their email address. There may be currency conversion fees when using Skrill transactions.
Interac e-Transfer
The most popular local payment method in Canada, Interac e-Transfer allows users to send and receive money electronically through their bank accounts. Identifiers for these transactions are the recipient’s email or phone number.
PaysafeCard
A prepaid voucher that allows users to make anonymous deposits with just a 16-digit PIN they get when purchasing the card. Users in Canada can buy a PaysafeCard voucher from authorized resellers like Dundle and Recharge.
Bitcoin
Cryptocurrencies like Bitcoin, Ethereum, Litecoin, and Tether operate on decentralized blockchains, which are not governed by centralized institutions. As a result, transactions are faster and cheaper compared to traditional payment methods.
Mastercard deposits can help users unlock different types of online casino bonuses in Canada. They can come in various formats; the exact values of bonuses can vary across casinos, but here is how they are generally structured.
Welcome Bonuses
New players can receive welcome bonuses in Canada, which are incentives for users who have just made their first deposit. Such promotions are usually deposit bonuses paired with free spins on certain online slots.
Free Spins
Free spins at trusted online casinos don’t need to be paired with bonuses, as they can also be rewarded on a daily/weekly basis. Usually, Free spins in Canada require a qualifying deposit, and their winnings are subject to wagering requirements.
High Roller
High roller bonuses are aimed at players who are ready to make substantially larger deposits and play high-stakes games. High roller promotions in Canada can be fixed offers that everyone can claim, or they can be tailored to the habits of certain VIP players.
Cashback Offers
Online casinos are increasingly using cashback bonuses in Canada as incentives for players to explore their platforms and play games without experiencing every loss. Canadian cashback deals allow users to recoup some of the losses over a set period on certain categories of games.
No Max Cashout
Although rare, no max cashout bonuses in Canada can come as welcome bonuses or reload offers, which makes them one of the most versatile types of bonuses. These promotions don’t impose maximum caps on the winnings players make.
No Wagering Bonuses
Claiming no wagering bonuses in Canada means that players will get to keep what they win without being tied to clearing any wagering requirements. Such bonuses are rare, and casinos may offer them as rewards for the most loyal players.
The availability of Mastercard online gambling sites in Canada can vary depending on provincial regulations. To make sure you don’t break any laws when playing online, here is all you need to know about online gambling at the provincial level in Canada.
Mastercard Casinos in Alberta
The Alberta Gaming, Liquor, and Cannabis Commission is the regulatory body in charge of overseeing the gambling industry in Alberta. PlayAlberta, the only legal online casino, currently holds a monopoly position in the market. It supports Mastercard as one of its payment methods, but for more gaming diversity, players are better advised to look for offshore casinos.
Mastercard Casinos in British Columbia
Similar to Alberta, British Columbia tightly regulates its online gambling sector. PlayNow is the only licensed online casino in the province, with the Gaming Policy and Enforcement Branch regulating all gambling activities there. PlayNow’s list of payment methods includes Mastercard, but users won’t be breaking any laws if they opt for gambling online at international casinos.
Mastercard Casinos in Manitoba
In 2012, Manitoba Lotteries partnered with British Columbia Lottery Corporation to offer online gambling services for Manitobans through PlayNow’s website. Data from the same year showed that more than $37 million left the province every year in offshore gambling. Yet Mastercard is available at most Manitoba online casinos and offshore alternatives.
Mastercard Casinos in New Brunswick
The Gaming Control Act is the main gambling legislation in New Brunswick. The New Brunswick Lotteries and Gaming Corporation is responsible for the management of all provincial gambling. The Atlantic Lottery Corporation is the only licensed gambling platform in the province. Most casinos in New Brunswick have the option to use Mastercard for online casino deposits.
Mastercard Casinos in Newfoundland and Labrador
Following New Brunswick and Nova Scotia, Newfoundland and Labrador became the third Atlantic province to legalize online gambling in 2023. On the flip side, the market is limited to just the Atlantic Lottery offer and usually provides players with the opportunity to make fast and secure deposits with Mastercard.
Mastercard Casinos in Nova Scotia
In 2022, Nova Scotia legalized online gambling for residents in the province. The only casino website where players can play games remains the Atlantic Lottery, but there are no legal repercussions for users gambling at offshore platforms. Such casinos can accept major credit cards like Mastercard, but note that banking restrictions may apply to deposits and withdrawals.
Mastercard Casinos in Nunavut
Unlike some of the other provinces and territories here, Nunavut doesn’t have a domestic online casino where players can make Mastercard transactions and play games. Instead, residents are required to rely on international sites that accept Mastercard, but as always, we warn them to be wary of banking restrictions.
Mastercard Casinos in NW Territories
The North Western Territories in Canada don’t have specific online gambling legislation, so there are no domestic options for residents. If based there, the best way to gamble online for users is to access sites licensed by the likes of Curacao and Anjouan. Not all online casinos accept Mastercard as one of their payment methods.
Mastercard Casinos in Ontario
Ontario is the only Canadian province where online gambling is completely legal. The AGCO controls and regulates Ontario, where residents generated $2.2 billion in online casino gaming in 2024. There are plenty of AGCO-licensed casinos with Mastercard among the available payment methods, so users won’t struggle for choice.
Mastercard Casinos in Prince Edward Island
The Prince Edward Island Lotteries Commission is the agency in charge of overseeing the gambling sector in Prince Edward Island. It has partnered with the Atlantic Lottery Corporation, where it is one of the four shareholders. So, PEI residents can play games at alc.ca and make deposits with canadian issued Mastercards, but be aware that there can be additional fees.
Mastercard Casinos in Quebec
Like most Canadian provinces, online gambling in Quebec is mostly restricted. Loto Quebec’s website is the only legal online casino in the region, and even though it has an impressive game library and allows Mastercard payments, online casino players can also access offshore brands without facing any legal repercussions.
Mastercard Casinos in Saskatchewan
Players who wish to play casino games in Saskatchewan will need to do so at PlayNow. It is operated by Saskatchewan’s Indian Gaming Authority, and it offers players the Mastercard payment option. However, some players may choose to play at international sites, which they can access without facing any legal problems.
Mastercard Casinos in Yukon
As of now, Yukon doesn’t license or operate any territory-specific online casino, so there are no domestic options for players. International casinos that accept Mastercard payments can allow players from the territory to play games, but they need to make sure to choose only licensed ones with a proven track record.
Mastercard is one of the most convenient and secure ways to make casino transactions, but there are some downsides you need to be aware of before using the payment method.
Convenient payments with card details
Security features that include OTPs and Zero Liability
Widely accepted at the best online casinos
Eligible for casino bonuses
Instant deposits with no additional fees
Rarely accepted for withdrawals
Banks may impose restrictions on gambling transactions Modern online casinos offer a vast selection of games that range from classic table options like blackjack and roulette all the way to slot machines with innovative features and progressive jackpots. Here are the main types of games you can expect to find at Canadian casinos that accept Mastercard.
The biggest advantages of Mastercard include its widespread acceptance, simplicity, convenience, and top-notch security features that completely minimize the risk of fraud. Combined with secure and licensed online gambling platforms, Mastercard can facilitate a seamless gaming experience.
This guide will help our readers choose the right Mastercard casino for their taste, and if that is the case, feel free to take a look at how our experts reviewed other Canadian payment methods.
Yes, Mastercard’s security features include OTPs, Zero Liability Policy, and fraud monitoring, among others, so it is one of the safest payment methods for casino transactions.
Mastercard is generally not accepted as a withdrawal method at online casinos. Very often, you will need to opt for alternatives, such as bank transfers.
Mastercard doesn’t charge any fees to its users. There might be some cases of online casinos charging additional fees, which you can check in their payment policies or T&Cs.
Yes, Mastercard deposits generally qualify for different types of bonuses, including welcome offers, reload promotions, and free spins.
E-wallets like PayPal, Skrill, Neteller, MuchBetter, Jeton, and Payz are some of the fastest payment methods that are also available for withdrawals. You can use Mastercard to top up your balance at any e-wallet.