With the online gambling market still being a monopoly in Finland, offshore crypto casinos have emerged as solid alternatives to players from the country. Such sites hold numerous benefits, but choosing the right one with a proven track record is the only way for you to enjoy a safe gaming experience. So, here we will check out the legality of crypto casinos in Finland before suggesting a few sites that allow gambling with digital currencies.
When they first emerged 15+ years ago, cryptocurrencies had their fair share of doubt and ridicule. Now, they are among the best-known payment methods for safe and fast international payments. Here are a few benefits of gambling with crypto in Finnish online casinos.
Our reviewing criteria focus on security, transparency, and fairness, and we apply them to all online casinos in Finland, including Finnish crypto casinos, before making any recommendation.
Finland’s gambling scene is still a monopoly, so we try to find offshore casinos with a valid licence by a trusted regulator such as the Malta Gaming Authority (MGA), Curaçao eGaming, or others.
Reliable casinos will have advanced player protection tools and will guarantee the safety of sensitive data with SSL encryption.
An extensive repertoire of slots, live casino games, table games, and crash games is what players should have access to. These games must be developed by certified providers as well.
We try to recommend casinos with bonuses for both new and existing players. The VIP programme is also important, as a portion of our readers falls under the high rollers group of players.
Crypto casinos must cater to tech-savvy players by implementing a mobile-first approach. They can do that either by optimising their websites for mobile browsers or by creating apps.
Casinos should support crypto payments from Finnish crypto payment platforms, enabling smooth deposits and withdrawals for local players while following Finnish regulations.
Before you start playing at Finnish crypto casinos, you must familiarise yourself with the current landscape of online gambling in Finland.
The Finnish Lotteries Act and Monopoly System: The Finnish Lotteries Act regulates online gambling in the country. Veikkaus Ltd. It is the only licensed operator allowed to offer casino games to Finnish players; however, it does not yet accept cryptocurrency payments.
Aland Islands and PAF: Åland is an autonomous region of Finland located in the southwest. Its government owns the gambling operator PAF, which is licensed in Åland and offers online gambling services mainly to players in Åland and other permitted markets (not the entire Finnish mainland).
Future Licensing Reforms (2026-2028): Finland proposed a new Gambling Act in 2024, with plans to phase it in starting in 2026 and complete the transition by 2027. This reform is expected to end the monopoly and open the market to licensed operators.
Marketing Restrictions & Blacklisted Sites: According to the proposed act, gambling marketing will not be completely banned, but licence holders will be allowed limited advertising under strict rules.
Finland’s digital currency regulations are guided by the EU’s Market in Crypto Assets Regulation. This is an EU legislation that harmonises crypto service providers within the Union. All companies in Finland that provide crypto asset services must be registered and supervised by the Finnish Financial Supervisory Authority.
Individuals can legally buy and sell cryptocurrencies and then use them to play at offshore crypto casinos. The current Finnish legislation doesn’t recognise crypto casinos in Finland as legal operators.
In Finland, winnings from offshore or non-EEA licensed crypto casinos are considered capital income and are taxed at 30% up to €30,000, with any amount above that taxed at 34%.
At the moment, per Veikkaus KYC standards, players must register and verify their ID before playing real money casino games. The new regulation, which will come into force in 2027, will see operators include a detailed explanation on AML and counter-terrorism measures, as well as KYC procedures, so there won’t be any major changes there.
We are more than happy to provide you with a comprehensive list of top Finnish crypto casinos, but for a more personalised experience, there are a few factors you must consider too.
Time Needed:
00:10
Device Required:
PC, Smartphone
See whether the casino holds the appropriate license and whether it offers its services to players from Finland before registering.
See how the game repertoire and the filtering options match your preferences. Then, examine the Promotions section and check bonus terms to see whether offers have any true value to you.
Players have different preferences for payments, so see the list of options and opt for casinos that have your preferred method. Don’t forget to check the limits too.
Discover whether support is available in Finnish first. Then, make sure to test agents and their response rate by contacting them via live chat.
Finland’s journey from a gambling monopoly to a regulated market where digital currencies are legal for players to buy and sell has been nothing short of eventful. So, this section will trace Finland’s path towards the current licensing system and how this might set the stage for crypto casinos to flourish:
Some of the benefits of playing at crypto casinos in Finland are already obvious, but compared to fiat sites, these operators can lack in certain aspects. Here is a table explaining more.
Instant payments on blockchain networks
Traditional banking procedures may prolong payments
Bonuses are available to all players
Fiat casinos offer different bonuses to players
Taxable capital gains income
Tax-exempt winnings
Low-fee transactions
Fees can apply, depending on the banks in the process
Bitcoin is arguably the most established cryptocurrency in the world. It is accepted at nearly every crypto casino in the world, and it has a secure and well-established network.
Ethereum is a network that powers decentralised apps and smart-contract-powered crypto casinos, which guarantees even faster payments for players.
Tether is a stablecoin with a value tied to traditional currencies. This offers players protection against the volatile nature of digital currencies.
If none of the above-mentioned amuse you, then you will be happy to know that the choice for crypto payment methods is vast. Litecoin, Tron, Ripple, Dogecoin, and Bitcoin Cash are some alternatives to explore.
Crypto casinos will seek to cater to a distinct category of players through unique features. Some will focus on high-rollers, while others will allow lower deposits to attract players on a budget, so here are a few types of operators you will come across.
Instant Withdrawal Crypto Casinos
Fast-payout casinos online in Finland often feature automated withdrawal processing procedures. After the payout request is approved, the funds will instantly appear in your crypto wallet.
Live Crypto Casinos
Crypto casinos with diverse live dealer sections are quite common. These sites integrate the full suite of games by the likes of Pragmatic and Evolution, and they offer live casino bonuses.
Mobile Crypto Casinos
Mobile casinos provide players instant access to games and bonuses through mobile apps. They might also offer special bonuses to players who download their apps.
No Verification Casinos
No verification casinos are ideal for players who value their online privacy. You can just register and start playing real money games without verifying your ID or age.
VPN Crypto Casinos
VPN casinos are also suitable for players who value anonymity, as they allow them to bypass geo restrictions and protect their true IP address with the use of a virtual private network.
Minimum Deposit Crypto Casinos
There are several minimum deposit crypto casinos that allow players to top up their accounts with smaller amounts, which can help with budgeting strategies.
Bitcoin Casinos
Bitcoin casinos promote the use of BTC for deposits and withdrawals by offering players lower deposit limits and maybe even promotions if the payment method is used.
For a more balanced overview, here is a list of pros and cons that can help you decide whether Finnish crypto casinos should be your next gambling step.
Faster withdrawals
Near anonymous payments
Low-fee transactions
Special bonuses can be offered
Provably fair games
Still not licensed in Finland
Security concerns may arise Depending on the site you choose, you may look forward to different rewards for your crypto deposits in the form of bonuses. Here are a few common ones.
Welcome Bonuses
Welcome bonuses are offers for new players who sign up and make a qualifying deposit. They can be offered as deposit-matched bonuses with a batch of free spins.
Deposit & Reload Bonuses
Reload bonuses are created for existing players who make deposits on specific days. These are recurring bonuses that can be claimed multiple times.
Free Spins & Cashback
Free spins are bonuses that apply to online slots, while cashback deals can help players amortise their losses by returning a part of their lost amount while playing.
The current Veikkaus monopoly has stringent responsible gambling measures, which promote safe gambling and offer several player protection tools. Players using crypto casinos—licensed internationally—should also made aware of similar protection. Here is what responsible crypto gambling looks like in practice.
Crypto casinos in Finland are set to play a major role in the country’s online gambling landscape as the new Gambling Act opens the market to licensed operators. Finland, long the only EU country with a monopolized online gambling sector, is about to see significant change. Until then, Finnish players can access internationally licensed crypto casinos, which offer secure, regulated gaming alongside the benefits of modern digital payments. With fast deposits, instant withdrawals, and innovative blockchain-based games, these crypto platforms provide a flexible and forward-looking gambling experience.
As of now, crypto casinos are not legal in Finland, as Veikkaus has a monopoly on the gambling sector.
This depends on the casino. Most casinos will require you to clear KYC processes, unless you opt for no-verification operators.
In 2022, the Lotteries Act was reformed, and the Payment Service Provider blocking scheme was introduced, through which payments to illegal casinos were blocked.
All winnings from licensed Finnish casinos are tax-free. For offshore or unlicensed crypto casinos, winnings are taxable as capital income: 30% up to €30,000 and 34% above that.
The likes of Bitcoin, Ethereum, Litecoin, Solana, Ripple, Tron, and Tether are some of the widely accepted digital currencies.
Not all crypto casinos support VPNs, so you must check the T&Cs of the operator to see whether VPNs are allowed.
