Visa operates as a global payment network, and its cards are widely used for online transactions, including payments at online gambling sites. Convenience and security are its main traits, so let’s take a look at Visa’s availability in Finnish online casinos, its transaction speed, fees, and much more.
At the moment, Visa is only available at offshore online casinos in Finland, but there are some restrictions that may limit your usage of the payment method. Since January 1, 2023, payment service providers in Finland (banks) are obligated to place payment blocks on transactions in online casinos and betting sites that are blacklisted by the Police Board of Finland.
The Board will blacklist sites that breach the Finnish online gambling market marketing restrictions imposed by the Lottery Act. This is a situation that will persist for a few more years, as Finland gradually transitions from a monopoly to a licensing system. It is estimated that by 2027, the first online gambling sites will enter the Finnish market and provide the much-needed competition to Veikkaus.
Supporting Visa for transactions plays a big part in our evaluation criteria, but we also consider plenty of other factors. Here are the most important boxes a casino must tick for it to find itself on our page.
All of the biggest Finnish banks have connected their banking and payment systems to the Visa network, which ensures secure and fast transactions. Visa is also highly compatible with open banking in Europe, which eases the transaction process.
We test online casinos from the player’s standpoint, making sure to test how smooth and fast the transaction process is. Visa Direct is one service we look for in casinos, as it allows real-time payments.
By going through the entire transaction process, we see whether there are any fees the casino may impose on players. Having EUR as one of the supported currencies is very important, since the focus is on Finnish players.
You can make direct Visa transfers through your mobile banking, so our focus is on casinos that are compatible with all smartphones. Some of the sites we suggest have even developed native apps.
Topping up your account with Visa is a simple process, especially if features like Click to Pay are supported. Note that Visa withdrawals are not always possible, but there are more than enough alternatives for you to explore instead, like the best Skrill casinos in Finland. Here is how the transaction process usually goes.
First, you will need to create an account and head to the Cashier section of your account. Select Visa as your payment method and enter your card details (number, cardholder name, and CVV number). Confirm the transaction, and the funds should arrive in your casino account. If you use the Click to Pay option, you will need to verify your identity via a one-time code.
Withdrawing with Visa is not a common possibility, but the closest option you can always utilise is a bank transfer. You can also opt for services like Krofort and Trustly to speed up the process. Be aware that bank transfers may include certain fees, especially for international transactions. Some casinos may even impose a higher minimum withdrawal threshold for bank transfers.
Visa deposits are usually instant, while the payment network won’t charge any fees to the end user. Fees may be imposed by the financial institution that issued the card. Withdrawals can also take several days to clear, depending on the banks involved in the process. Some operators may even ask players to complete additional ID verification before their withdrawal request is approved.
Even with modern payment methods like e-wallets and digital currencies emerging, Visa is still a prominent name in the online payments industry, and there are good reasons for it:
Security: Visa’s built-in security features, like “Verified by Visa” for Click to Pay and the Zero Liability policy, alongside fraud monitoring and encryption, ensure your online transactions are always secure.
Convenience: Using Visa requires you to just enter your card details when making payments.
No hidden fees: Visa won’t charge fees to its customers, as it is merchants that pay provisions to the network.
Availability: Visa is available in most online casinos that accept Finns. EUR is among the supported currencies as well, which is important since the focus is on Finland here.
MasterCard is another card issuer that shares certain common traits with Visa. Both of them are generally available at casinos, but there are some small differences you need to know before opting for one.
| Feature | Visa | MasterCard |
|---|---|---|
| Speed | A network that processes transactions fast | Fast transaction processing, with factors such as banks possibly delaying them |
| Fees | No fees, except for bank-imposed ones | MasterCard doesn’t charge transaction fees to users |
| Limits | It can vary, depending on the online casino and the bank | Banks and online casinos create transaction limits |
Visa deposits are not excluded from promotions at online casinos. Both new and existing players can get their fair share of offers, so here are a few common promotions you can expect to claim at Finnish Visa casinos.
Welcome Bonuses
New players who have just registered and made their first deposit are greeted with a first deposit bonus. That bonus can be part of a larger welcome package consisting of several deposit offers, triggered by individual deposits.
Free Spins
Free spins are among the most frequent promotions in Visa casinos in Finland. These promotions offer bonus rounds on a certain range of online slots, but any winnings you generate are subject to wagering requirements. Some free spins-focused online casinos in Finland focus heavily on free spins bonuses, offering weekly and monthly offers.
High Roller
High roller bonuses in Finland are crafted for players with a larger bankroll. Such bonuses require much bigger qualifying deposits, and the maximum bonus value is often bigger as well. Wagering requirements and other terms may be the same as standard promotions.
Cashback Offers
Cashback deals are often tied to a player’s loyalty status. Players on higher loyalty levels can get a better cashback deal on their losses. You can expect cashback deals to be valid for losses on live dealer games, as slots cashback is not that common at most cashback Finnish casino sites.
No Max Cashout
Casinos will try to protect themselves against astronomical player wins by imposing caps on the maximum amount one can win through a bonus. Still, bonuses with no such limitations exist in casinos.
No Wagering Bonuses
No wagering bonuses don’t require you to clear any wagering requirements before withdrawing, so they are effectively real money rewards from casinos. As you can imagine, such offers don’t come in very often, but there are a handful of exceptional No-Wagering Bonus casinos in Finland that specialise in these types of bonuses.
Games can be built for longer sessions or quick play, and reputable casinos have extensive catalogues of titles to match player trends. Detailed filtering options will also ensure Finnish players have an easier experience browsing and comparing titles.
For a more balanced overview, you must also know that there are some flaws attached to using Visa for casino payments.
Secure transactions through fraud monitoring and Zero Liability
Convenient deposits with just card details
Eligible for bonuses
Real-time money transfers 
Not available for withdrawals
PSP blocks may apply to Finns For you to get a more enjoyable gaming experience, there are some individual factors you must consider before choosing a site, besides selecting operators from our list.
Time Needed:
00:10
Device Required:
PC, Smartphone
Visa is issued by all major Finnish banks, so you won’t face any issues here. You must also make sure that the operator you select is not blacklisted by the National Police Board.
Find the general terms and conditions section of the casino and see whether there are any additional fees you need to know about.
Visa deposits are generally allowed for bonuses, so you will just need to compare the offers and their terms to find the most suitable ones.
You can test the casino by making a small deposit and seeing how the process goes. Claim the welcome bonus, play, and complete the whole gaming cycle to see how the operator suits you.
Visa’s security features will have little effect if you are not careful with your online transactions. Here are a few tips we want you to implement when making online payments:
Visa’s limited availability for withdrawals may require you to explore alternatives. If that is the case, here are a few secure and fast options:
Visa is one of the most globally recognised payment methods, and Finns prefer it due to its speed, convenience, and reliability. Hopefully, this guide will help you get started in a Visa casino in Finland, and if you are eager to find more fast payment methods, check out the best fast-payout casinos in Finland.
Yes, Visa is among the safest payment methods due to its built-in encryption technology, fraud monitoring, Zero Liability Policy, and features like Verified by Visa.
Visa is rarely accepted as a withdrawal method. Instead, you will be able to initiate bank transfers for your payout.
Visa doesn’t charge transaction fees to users, but individual banks have their own fee structure.
Yes, there are rarely any scenarios where Visa users are prohibited from claiming a casino bonus.
Modern payment methods like PayPal, Skrill, Neteller, Payz, and even cryptocurrencies are known for their fast transactions. E-wallets can charge transaction and currency conversion fees, though.
